USEK launched a Student Loan Program to help students who are unable to fully cover their tuition fees pursue a successful education at USEK.

1. Eligible Students

• The Student Loan Program is open to:
• Lebanese citizens or foreign citizens residing in Lebanon.
• USEK graduates, or new or enrolled students accepted as full-time students at USEK.

If you already benefit from a discount that exceeds 50% of your tuition fees, you are not eligible for the Student Loan Program.

2. How to Apply
To apply for the loan agreement, you must follow these steps:

• Submit your request: Send an email to loan.student@usek.edu.lb with the following details:
  - Your Lebanese ID/civil status record (for Lebanese nationals) or passport (for foreigners).
  - The ID of your guarantor (Lebanese ID, passport, or civil status document).
• Wait for the agreement preparation: Once the required documents are submitted, we will draft the loan agreement.
• Schedule an appointment: Once the agreement is ready, we will contact you to schedule an appointment for signing the agreement.

3. Terms and Conditions
The USEK Student Loan presents as several instalments, with each instalment representing a fixed percentage of tuition fees for each semester, covering a maximum of 30% of the fees.

You are not required to start settling any of the instalments until one year after your graduation.

The loan must be repaid in US Dollars.

Following the end of the one-year grace period, you can have a maximum period of five years to repay the outstanding loan. A 20% discount is granted on the total loan amount if you are willing to pay the loan amount directly after graduation without invoking the grace period.